Kim
If you’re a Social Security Disability Insurance (SSDI) recipient, and your birthday falls between the 21st and 31st, your next payment is scheduled for Wednesday, June 25, 2025. This will be the last SSDI disbursement of the month and the first one of the summer.
But aside from the payment date, many beneficiaries want to know: What is the maximum amount you can receive for SSDI in June 2025?
This guide covers eligibility, payout limits, and key details to help you determine whether you’re getting the full benefit or not.
SSDI Payment Details – June 2025 Overview
| Category | Details |
|---|---|
| Payment Date | June 25, 2025 (Group 4: birthdays 21st–31st) |
| Max Monthly Benefit | $4,018 |
| Average Benefit | $1,580 |
| Minimum Payment | $967 |
| Payout Method | Direct Deposit / Direct Express Card |
Who Gets Paid on June 25, 2025?
The June 25, 2025 SSDI payment is specifically for:
- Individuals born between the 21st and 31st of any month
- Beneficiaries who began receiving benefits after May 1997
- Those who receive their payments via Direct Deposit or Direct Express debit card
If your birthday and benefit start date fall into this group, your money should be deposited on this date without delay.
What Is the Maximum SSDI Benefit for June 2025?
The maximum SSDI benefit in June 2025 is $4,018 per month. However, reaching this amount requires meeting strict financial and work history conditions.
You could qualify for the full amount if:
- You worked for 35 years or more
- You consistently earned at or above the maximum taxable income limit during those years
- Your earnings were subject to Social Security payroll taxes
- You claimed benefits at or after full retirement age
How SSDI Benefits Are Calculated
The Social Security Administration uses your average indexed monthly earnings (AIME) to calculate your Primary Insurance Amount (PIA), which determines your monthly SSDI benefit. The formula provides:
- 90% of the first segment of your earnings
- 32% of the next range
- 15% of any amount above the final tier
For those who earned maximum taxable income for 35 years, this results in the maximum monthly SSDI payout of $4,018.
Family Benefits and Additional Payments
If you’re receiving SSDI and have a spouse or child who qualifies for dependent benefits, your total family benefit could be higher—potentially reaching a combined monthly payment closer to $2,800 to $3,000, depending on the household structure and income level.
Can You Still Work While Receiving SSDI?
Yes, but there are limits. You can engage in limited employment under Substantial Gainful Activity (SGA) guidelines.
- In 2025, the monthly SGA limit is $1,620 for non-blind individuals
- Earnings above this limit may impact your SSDI eligibility
- You may also qualify for a Trial Work Period (TWP) allowing you to test working while still receiving benefits
Be sure to report all earnings to avoid benefit suspension.
What If You Don’t Receive Your Payment?
If your SSDI payment doesn’t arrive by June 25, 2025, consider the following:
- Check your My Social Security account for deposit status
- Confirm that your banking details are up to date
- Contact the SSA if no payment is received within 3 business days
Delays are rare but can happen due to bank processing times or administrative errors.
The SSDI payment for June 25, 2025, offers eligible beneficiaries up to $4,018, depending on work and earnings history. While most recipients average around $1,580, understanding the criteria for maximum payments can help you set realistic expectations.
If you’re receiving SSDI and haven’t seen your deposit yet, don’t worry—it’s scheduled to land soon. And if you’re nearing retirement or planning your benefits, knowing how SSDI is calculated puts you in a better position to plan ahead and claim what you’ve earned.
FAQs
How much do most SSDI recipients get each month?
The average monthly SSDI payment in June 2025 is around $1,580, but it varies based on work history and income.
Can I receive the full $4,018 benefit?
Yes, but only if you worked for 35 years and consistently earned the maximum taxable income under Social Security rules.
Will I receive my SSDI payment on June 25?
You will if your birthday is between the 21st and 31st and you began receiving benefits after May 1997.