The Social Security Administration (SSA) is reminding millions of seniors, disabled Americans, and families with eligible children about the Supplemental Security Income (SSI) payment, now up to $967/month in 2025.
Many low‑income Americans may be missing out on this crucial benefit simply because they don’t know they qualify.
If you or someone you know is aged 65 or older, blind, or under 64 with a qualifying disability, this secure, tax-free monthly payment could significantly ease living costs. Here’s everything you need to know, in clear, actionable detail.
What Is SSI?
Supplemental Security Income (SSI) is a federal, means-tested benefit that helps meet basic needs for those with limited income and resources. It supports:
- Seniors aged 65+
- Individuals who are blind
- Individuals under 65 with disabilities
You can receive SSI alongside Social Security retirement, disability, or survivors benefits, as long as you meet SSI’s eligibility criteria. SSI continues monthly as long as your income and resources stay within allowable limits.
2025 SSI Payment Breakdown
The SSI payment amounts for 2025 are:
Recipient Type | Monthly Maximum |
---|---|
Individual | $967 |
Couple (both eligible) | $1,450 |
Essential person (caregiver) | $484 |
These amounts reflect a 2.5% cost-of-living adjustment (COLA) and are reduced if you have other income sources.
Average Payments Across Age Groups
Although $967 is the maximum, actual amounts vary based on personal income:
- Average SSI overall: ~$718/month
- Recipients 65+: ~$593/month
- Recipients aged 18–64: ~$765/month
- Recipients under 18: ~$847/month
Who Qualifies for SSI?
To be eligible, you must:
- Be aged 65+, blind, or disabled under 65
- Have very limited income and resources (generally below $2,000 for individuals, $3,000 for couples)
- Be a U.S. citizen, national, or meet federal residency criteria
- Not be incarcerated or abroad
If these apply to you or someone you support, you could be eligible for matching monthly SSI payments.
When and How SSI Is Paid
- SSI is normally paid on the 1st of each month
- If the 1st falls on a weekend or holiday, payment is made on the previous business day
- Due to calendar quirks, there can occasionally be two payments in one month and none the next
Scheduled payment dates for mid‑2025:
- June 1 (paid May 31 due to weekend)
- July 1
- August 1, etc.
SSI and Other Social Security Benefits
You can collect SSI and Social Security retirement or disability benefits at the same time—they don’t exclude each other. Just keep in mind:
- SSI plays a top-up role
- Your SSI amount will be adjusted downwards if you have other income
- Both benefits are delivered separately, with SSI arriving on the 1st and regular benefits paid later in the month
Why So Many Are Missing Out
Despite the $967 maximum, many eligible Americans don’t apply because of:
- Lack of awareness that seniors under 65 with disabilities qualify
- Confusion between Social Security and SSI
- Uncertainty about how to apply for a federal benefit
- Misunderstanding of income/resource limits
Activating this benefit could mean a steady, tax-free income stream—and the application process is available year-round online.
How to Apply for SSI
- Visit SSA.gov or call to make an appointment
- Provide documentation:
- Age, disability, or blindness
- Income and resource statements
- Citizenship or immigration status
- SSA will determine eligibility and set your monthly benefit
Apply anytime! Applications are open throughout the year.
The $967 SSI payment for 2025 is a vital support for seniors and disabled Americans struggling on low income and limited resources. This monthly, tax-free benefit helps with essentials like food, housing, and medical costs. If you haven’t applied yet—or suspect you might qualify—now is the time.
Take action:
- Check your eligibility
- Gather documentation
- Apply online or by phone
This isn’t just extra cash—it’s essential, dependable support. Don’t miss what you’re entitled to.
FAQs
What if I already receive Social Security?
You can still receive SSI if your income and resources are low. SSI will top up your total monthly benefit.
What counts as a “resource”?
Non-exempt resources include bank accounts, investments, and property beyond your primary home and vehicle.
How do I know I’m still eligible?
Eligibility continues as long as you continue to meet income and resource limits and comply with SSA reporting requirements.